Local information here in the South Coast,Santa Barbara, Goleta, Carpinteria, Montecito, Hope Ranch, Santa Ynez,Riviera.

Looking for the right rate for you
Interest rate stabilization breathes new life into adjustable-rate home mortgage options.

State rules blamed for housing shortfall
Complex and uncertain governmental regulations have led to a cumulative shortfall of more than 500,000 homes and apartments in California since 1995, a new study found.

The challenges of a homeowners association
The organization can make or break a condominium development.

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